Accept Payments. Grow Your Business Faster with PayFly
Secure payment gateway built for Indian businesses. Accept UPI, Net Banking, Wallets, and Payouts from one developer-friendly dashboard.
Accept All Major Payment Methods Across India
A Complete Payment Suite Built to Scale
Collect payments, automate payouts, verify identities, and manage accounts with APIs designed for lightning speed.
Payments
Accept, process, and reconcile UPI, net banking, and wallets using a single, unified integration. Elevate your checkout conversion rates by offering local payment methods and optimizing bank routing for seamless, secure transactions that boost merchant retention.
Payout
Send automated, bulk transfers instantly to vendor bank accounts, employee payrolls, or customer UPI IDs. Reduce operational manual efforts with pre-validation verification routines and achieve continuous 24x7x365 cash flow settlements with complete accuracy.
Wallets
Deploy merchant-branded prepaid digital wallets to hold user balances, settle checkouts, and process instant refunds on your marketplace. Maintain audit-compliant transaction ledgers to track customer credits and debits in real time for streamlined cash management.
Payment Gateway
Embed secure, high-performance checkout terminals optimized for Indian payment networks. Leverage smart retry layers and fraud protection algorithms to auto-recover declined payments and ensure high authorization rates without friction.
Payment Links
Generate billing payment links dynamically and distribute them via WhatsApp, SMS, or Email. Receive customer funds instantly with built-in custom expiry timers, payment status tracking, and multi-channel reminders to minimize overdue invoices.
Payment Pages
Publish fully hosted, customized checkouts for products, tickets, donations, or SaaS subscriptions without code. Customize with your logos, custom brand colors, and shipping fields designed for mobile viewports to maximize conversions.
Subscription
Automate recurring billing cycles and subscription plans for regular services. Reduce client churn with automated dunning retries, email alerts, and real-time subscription health metrics that keep monthly recurring revenue highly predictable.
Route
Auto-switch transaction pathways across multiple banking gateway networks in real-time. Avoid banking server downtimes, prevent transaction lags, and maximize payment success rates through dynamic routing and load optimization.
Invoice
Create professional, GST-compliant invoice bills automatically for B2B transactions. Include IGST, CGST, and SGST math automatically, support PDF downloads, and configure scheduled payment reminders to ensure rapid payment cycles.
Built by Engineers. Trusted by Businesses.
PayFly powers seamless digital payments for startups and enterprises across India. Our secure REST APIs simplify payment integrations, enabling businesses to launch faster and scale with confidence.
Bank-Grade Security
Bank-grade security certified with tokenized payments and SHA-256 end-to-end encryption on every transaction.
Developer-First APIs
Integrate checkout on Web or Mobile in minutes using clean REST APIs and copy-paste code samples.
Instant Settlements
Disburse payouts and reconcile funds instantly to nodal bank accounts — even on bank holidays.
Dynamic Smart Routing
Auto-switch across multiple banking networks in real-time to maximize authorization rates.
Anti-Fraud Shield
Neural network pattern-matching blocks fraudulent chargebacks and suspicious payment flows instantly.
24/7 Expert Support
Round-the-clock access to payments specialists, dedicated account managers, and live engineering support.
Get Started in 4 Quick Steps
From registration to receiving payments, our process is fully automated, secure, and paperless.
Create Account
Sign up with your email and contact details. Set up your merchant profile instantly on our secure onboarding portal.
Verify Business
Provide your GSTIN and business details. Our automated pipeline validates all information in real-time.
Integrate API
Use REST API endpoints to embed payment forms. Test all checkouts in Sandbox mode first.
Go Live
Switch to live API keys and start accepting payments. Monitor logs, payouts, and settlements from your dashboard.
Frequently Asked Questions
Got questions about PayFly? We've compiled immediate answers to common technical and billing queries.
Payfly is a complete financial infrastructure for businesses. We provide secure APIs and ready-to-use checkout pages that allow you to seamlessly accept payments via UPI, Net Banking, and Wallets, and automate your vendor payouts all from a single dashboard.
You can start testing your integration immediately using our Sandbox environment. Once you submit your 100% digital KYC documents online, our compliance team typically verifies and activates your live merchant account within 24 hours.
Our standard settlement cycle is T+1 (Transaction day + 1 bank working day). For eligible high-volume merchants, we also offer Instant Settlements and same-day payouts (T+0) to ensure your business cash flow remains uninterrupted.
No. Payfly charges absolutely zero setup fees and zero annual maintenance charges. We operate on a transparent, pay-as-you-go pricing model where you are only charged a flat, competitive rate per successful transaction.
Yes, Payfly enables you to take your business global. We allow you to accept payments in multiple international currencies from customers worldwide, which are then seamlessly converted and settled directly into your Indian bank account.
Payfly is fully compliant with RBI guidelines and utilizes a bank-grade security certified infrastructure. All network communications are protected with 256-bit AES encryption, and sensitive payment data is securely tokenized.
Let's Talk Payments
For any inquiries, send an email to contact@payfly.in or fill the form below. Our team will get back to you within 24 hours.